The Federal Financial Aid Programs the school makes available are the Federal Family Education Loan Programs and the Federal Pell Grant.

The philosophy of the school is to help every eligible student receive aid through the Federal Pell Grant. When the grant does not cover all of the expenses of the student or a grant has not been received the student then may apply for the Federal Loan Program.

Federal Pell Grants are funded through appropriations to the U.S. Department of Education from the U.S. Congress. New appropriations are made each year, and the amount of the student awards may change from year to year. The school's Financial Aid Advisor can calculate the amount of the grant after you have completed the Free Application for Federal Student Assistance. Generally speaking, eligibility for the Pell Grant requires a family income which represents middle to upper-middle income or less. No repayment is asked for students who have completed the program.

Federal Education Loans are available to students attending this school. These loans include the Federal Subsidized Stafford Loans, Unsubsidized Stafford Loans and Federal Plus Loans. State and non-profit groups guarantee these loans.

To be eligible for a Subsidized Stafford Loan (your interest is paid by the U.S. Department of Education) you must apply for a Federal Pell Grant and submit an Institutional Student Information Report (ISIR) for the school to evaluate your need. The Free Application for Federal Student Assistance can be obtained through our financial aid office. Students who need additional funds may apply for Unsubsidized Stafford Loan or a federal Parent Loan. These loans accrue interest from the date of the loan.

When the student leaves the school, either through graduation or withdrawal, there is a six-month grace period before the individual must begin payment on the principal and remaining interest. Starting on the first day after the grace period expires; repayment must be made to the lender at a minimum rate of $50.00 per month.

To apply for a loan, you must first be accepted to the school. The school is then permitted to supply you with a loan application at which time the school's Financial Aid Officer can provide you with further instructions. You may reach our Financial Aid Officer by calling us at (304) 624-6475.

The 2000-hour Cosmetology Program and the 600 hour Massage Therapy Program are eligible for federal financial aid in the form of Pell Grants and Student Loans. The Nail Technology Program, because of its short length of 400 hours is not eligible for federal financial aid. However, there are payment plans and other state and local financial assistance programs available, such as WIA (formally JTPA), Vocational Rehabilitation, Veterans Benefits, and Scholarships.

Call the schools Financial Aid or Admissions Office today. Make an appointment to come in to the school for a tour of our facility and to discuss what is available to you in career opportunities and financial assistance. There is no obligation on your part to enroll and all appointments are confidential.